Upstart Holdings Inc [NASDAQ: UPST] stock went on an upward path that rose over 11262626% on Tuesday, amounting to a one-week price increase of more than 17.78%.
Over the last 12 months, UPST stock rose by 5.33%. The one-year Upstart Holdings Inc stock forecast points to a potential downside of -10638552.66. The average equity rating for UPST stock is currently 2.65, trading closer to a bullish pattern in the stock market.
The market cap for the stock reached $6.17 billion, with 95.07 million shares outstanding and 82.51 million shares in the current float. Compared to the average trading volume of 6.38M shares, UPST stock reached a trading volume of 11262626 in the most recent trading day, which is why market watchdogs consider the stock to be active.
Guru’s Opinion on Upstart Holdings Inc [UPST]:
Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for UPST shares is $59.97 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on UPST stock is a recommendation set at 2.65. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.
Piper Sandler have made an estimate for Upstart Holdings Inc shares, keeping their opinion on the stock as Overweight, with their previous recommendation back on June 24, 2025. While these analysts kept the previous recommendation, Stephens raised their target price to Equal-Weight. The new note on the price target was released on June 12, 2025, representing the official price target for Upstart Holdings Inc stock. Previously, the target price had yet another raise to $53, while BofA Securities analysts kept a Neutral rating on UPST stock. On February 14, 2025, analysts increased their price target for UPST shares from 12 to 70.
The Price to Book ratio for the last quarter was 9.11, with the Price to Cash per share for the same quarter was set at 8.82. Price to Free Cash Flow for UPST in the course of the last twelve months was 51.39 with Quick ratio for the last quarter at 5.25.
UPST Stock Performance Analysis:
Upstart Holdings Inc [UPST] gain into the green zone at the end of the last week, gaining into a positive trend and gaining by 17.78. With this latest performance, UPST shares gained by 42.12% in over the last four-week period, additionally sinking by -11.55% over the last 6 months – not to mention a rise of 5.33% in the past year of trading.
Insight into Upstart Holdings Inc Fundamentals:
Operating Margin for any stock indicates how profitable investing would be, and Upstart Holdings Inc [UPST] shares currently have an operating margin of -15.22% and a Gross Margin at 97.05%. Upstart Holdings Inc’s Net Margin is presently recorded at -9.20%.
Return on Equity for this stock declined to -3.15%, with Return on Assets sitting at -3.15%.
Upstart Holdings Inc [UPST] Institutonal Ownership Details
There are presently around $64.30%, or 73.54% of UPST stock, in the hands of institutional investors. The top three institutional holders of UPST stocks are: VANGUARD GROUP INC with ownership of 7.3 million shares, which is approximately 8.2538%. BLACKROCK INC., holding 5.66 million shares of the stock with an approximate value of $$133.62 million in UPST stocks shares; and BLACKROCK INC., currently with $$77.52 million in UPST stock with ownership which is approximately 3.7157%.
