XP Inc [NASDAQ: XP] traded at a low on 2025-07-24, posting a -1.83 loss after which it closed the day’ session at $16.65.
The results of the trading session contributed to over 3556335 shares changing hands. Over the past one week, the price volatility of XP Inc stands at 3.00% while the volatility over the past one month is 2.28%.
The market cap for XP stock reached $8.77 billion, with 428.02 million shares outstanding and 361.50 million shares in the current float. Compared to the average trading volume of 6.79M shares, XP reached a trading volume of 3556335 in the most recent trading day, which is why market watchdogs consider the stock to be active.
What do top market gurus say about XP Inc [XP]?
Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for XP shares is $21.97 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on XP stock is a recommendation set at 1.50. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.
Itau BBA have made an estimate for XP Inc shares, keeping their opinion on the stock as Market Perform, with their previous recommendation back on June 23, 2025. The new note on the price target was released on June 04, 2025, representing the official price target for XP Inc stock. Previously, the target price had yet another raise to $24, while Morgan Stanley analysts kept a Overweight rating on XP stock.
The Price to Book ratio for the last quarter was 2.41, with the Price to Cash per share for the same quarter was set at 2.73. Price to Free Cash Flow for XP in the course of the last twelve months was 1.04 with Quick ratio for the last quarter at 0.18.
How has XP stock performed recently?
XP Inc [XP] fell into the red zone at the end of the last week, falling into a negative trend and dropping by -8.11. With this latest performance, XP shares dropped by -14.22% in over the last four-week period, additionally plugging by 37.83% over the last 6 months – not to mention a rise of 40.51% in the past year of trading.
Overbought and oversold stocks can be easily traced with the Relative Strength Index (RSI), where an RSI result of over 70 would be overbought, and any rate below 30 would indicate oversold conditions. An RSI rate of 50 would represent a neutral market momentum. The current RSI for XP stock in for the last two-week period is set at 27.33, with the RSI for the last a single of trading hit 0.46, and the three-weeks RSI is set at 0.49 for XP Inc [XP]. The present Moving Average for the last 50 days of trading for this stock 19.01, while it was recorded at 16.91 for the last single week of trading, and 15.81 for the last 200 days.
XP Inc [XP]: Deeper insight into the fundamentals
Operating Margin for any stock indicates how profitable investing would be, and XP Inc [XP] shares currently have an operating margin of 33.46% and a Gross Margin at 69.45%. XP Inc’s Net Margin is presently recorded at 26.68%.
XP Inc (XP) Capital Structure & Debt Analysis
According to recent financial data for XP Inc. ( XP), the Return on Equity (ROE) stands at 21.71%, reflecting robust shareholder value creation. The Return on Assets (ROA) is 1.44%, reflecting the company’s efficiency in generating profits from its assets. Additionally, XP Inc’s Return on Invested Capital (ROIC) is 18.04%, showcasing its effectiveness in deploying capital for earnings.
XP Inc (XP) Efficiency & Liquidity Metrics
Based on XP Inc’s (XP) latest financial statements, the Debt-to-Equity Ratio is 3.88%, indicating its reliance on debt financing relative to shareholder equity.
XP Inc (XP) Efficiency & Liquidity Metrics
From an operational efficiency perspective, XP Inc. (XP) effectively leverages its workforce, generating an average of $113095.94 per employee. The company’s liquidity position is robust, with a Current Ratio of 0.18% and a Quick Ratio of 0.18%, indicating strong ability to cover short-term liabilities.
Earnings analysis for XP Inc [XP]
The progress of the company may be observed through the prism of EPS growth rate, while Wall Street analysts are focusing on predicting the 5-year EPS growth rate for XP. When it comes to the mentioned value, analysts are expecting to see the 5-year EPS growth rate for XP Inc go to 10.02%.
Insider trade positions for XP Inc [XP]
There are presently around $92.42%, or 92.42% of XP stock, in the hands of institutional investors. The top three institutional holders of XP stocks are: DODGE & COX with ownership of 34.35 million shares, which is approximately 6.2292%. GENERAL ATLANTIC, L.P., holding 29.62 million shares of the stock with an approximate value of $$520.98 million in XP stocks shares; and GENERAL ATLANTIC, L.P., currently with $$505.67 million in XP stock with ownership which is approximately 5.2126%.
