Upstart Holdings Inc [NASDAQ: UPST] traded at a high on 2025-06-19, posting a 10.64 gain after which it closed the day’ session at $59.08.
The results of the trading session contributed to over 11001783 shares changing hands. Over the past one week, the price volatility of Upstart Holdings Inc stands at 7.10% while the volatility over the past one month is 4.36%.
The market cap for UPST stock reached $5.62 billion, with 95.07 million shares outstanding and 82.51 million shares in the current float. Compared to the average trading volume of 6.17M shares, UPST reached a trading volume of 11001783 in the most recent trading day, which is why market watchdogs consider the stock to be active.
What do top market gurus say about Upstart Holdings Inc [UPST]?
Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for UPST shares is $58.68 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on UPST stock is a recommendation set at 2.75. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.
Stephens have made an estimate for Upstart Holdings Inc shares, keeping their opinion on the stock as Equal-Weight, with their previous recommendation back on June 12, 2025. The new note on the price target was released on April 29, 2025, representing the official price target for Upstart Holdings Inc stock. Previously, the target price had yet another raise from $12 to $70, while Morgan Stanley kept a Equal-Weight rating on UPST stock. On February 12, 2025, analysts increased their price target for UPST shares from 57 to 79.
The Average True Range (ATR) for Upstart Holdings Inc is set at 3.40, with the Price to Sales ratio for UPST stock in the period of the last 12 months amounting to 7.78. The Price to Book ratio for the last quarter was 8.30, with the Price to Cash per share for the same quarter was set at 8.82. Price to Free Cash Flow for UPST in the course of the last twelve months was 46.82 with Quick ratio for the last quarter at 5.25.
How has UPST stock performed recently?
Upstart Holdings Inc [UPST] gain into the green zone at the end of the last week, gaining into a positive trend and gaining by 2.07. With this latest performance, UPST shares gained by 24.46% in over the last four-week period, additionally sinking by -30.05% over the last 6 months – not to mention a rise of 163.87% in the past year of trading.
Upstart Holdings Inc [UPST]: Deeper insight into the fundamentals
Operating Margin for any stock indicates how profitable investing would be, and Upstart Holdings Inc [UPST] shares currently have an operating margin of -15.22% and a Gross Margin at 97.05%. Upstart Holdings Inc’s Net Margin is presently recorded at -9.20%.
Return on Equity for this stock declined to -3.15%, with Return on Assets sitting at -3.15%.
Insider trade positions for Upstart Holdings Inc [UPST]
There are presently around $64.30%, or 73.49%% of UPST stock, in the hands of institutional investors. The top three institutional holders of UPST stocks are: VANGUARD GROUP INC with ownership of 7.3 million shares, which is approximately 8.2538%. BLACKROCK INC., holding 5.66 million shares of the stock with an approximate value of $$133.62 million in UPST stocks shares; and BLACKROCK INC., currently with $$77.52 million in UPST stock with ownership which is approximately 3.7157%.
