Affirm Holdings Inc [AFRM] fell -33.25% so far this year. What now?

Affirm Holdings Inc [NASDAQ: AFRM] loss -3.44% or -1.45 points to close at $40.65 with a heavy trading volume of 5175072 shares.

The daily chart for AFRM points out that the company has recorded -15.26% loss over the past six months.

If we look at the average trading volume of 8.23M shares, AFRM reached to a volume of 5175072 in the most recent trading day, which is why market watchdogs consider the stock to be active.

Here is what top equities market gurus are saying about Affirm Holdings Inc [AFRM]:

Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for AFRM shares is $67.40 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on AFRM stock is a recommendation set at 1.77. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.

TD Cowen have made an estimate for Affirm Holdings Inc shares, keeping their opinion on the stock as Buy, with their previous recommendation back on April 08, 2025. While these analysts kept the previous recommendation, Seaport Research Partners raised their target price to Neutral. The new note on the price target was released on March 24, 2025, representing the official price target for Affirm Holdings Inc stock. Previously, the target price had yet another raise to $69, while BMO Capital Markets analysts kept a Outperform rating on AFRM stock. On March 19, 2025, analysts increased their price target for AFRM shares from 61 to 64.

The Average True Range (ATR) for Affirm Holdings Inc is set at 4.17, with the Price to Sales ratio for AFRM stock in the period of the last 12 months amounting to 4.65. The Price to Book ratio for the last quarter was 4.61, with the Price to Cash per share for the same quarter was set at 6.72. Price to Free Cash Flow for AFRM in the course of the last twelve months was 21.23 with Quick ratio for the last quarter at 4.30.

Trading performance analysis for AFRM stock

Affirm Holdings Inc [AFRM] gain into the green zone at the end of the last week, gaining into a positive trend and gaining by 0.40. With this latest performance, AFRM shares dropped by -15.22% in over the last four-week period, additionally sinking by -15.26% over the last 6 months – not to mention a rise of 31.68% in the past year of trading.

Overbought and oversold stocks can be easily traced with the Relative Strength Index (RSI), where an RSI result of over 70 would be overbought, and any rate below 30 would indicate oversold conditions. An RSI rate of 50 would represent a neutral market momentum. The current RSI for AFRM stock in for the last two-week period is set at 42.13, with the RSI for the last a single of trading hit 43.71, and the three-weeks RSI is set at 41.73 for Affirm Holdings Inc [AFRM]. The present Moving Average for the last 50 days of trading for this stock 54.20, while it was recorded at 41.18 for the last single week of trading, and 48.75 for the last 200 days.

Affirm Holdings Inc [AFRM]: A deeper dive into fundamental analysis

Affirm Holdings Inc’s liquidity data is similarly interesting compelling, with a Quick Ratio of 4.30 and a Current Ratio set at 4.30.

An analysis of Institutional ownership at Affirm Holdings Inc [AFRM]

There are presently around $79.07%, or 82.96%% of AFRM stock, in the hands of institutional investors. The top three institutional holders of AFRM stocks are: MORGAN STANLEY with ownership of 30.55 million shares, which is approximately 9.6822%. CAPITAL RESEARCH GLOBAL INVESTORS, holding 23.76 million shares of the stock with an approximate value of $$717.77 million in AFRM stocks shares; and CAPITAL RESEARCH GLOBAL INVESTORS, currently with $$635.53 million in AFRM stock with ownership which is approximately 6.6683%.