SoFi Technologies Inc [NASDAQ: SOFI] loss -7.94% on the last trading session, reaching $26.19 price per share at the time.
SoFi Technologies Inc represents 1.19 billion in outstanding shares, while the company has a total market value of $31.05 billion with the latest information. SOFI stock price has been found in the range of $26.13 to $29.8.
If compared to the average trading volume of 70.58M shares, SOFI reached a trading volume of 102684733 in the most recent trading day, which is why market watchdogs consider the stock to be active.
Here is what top equities market gurus are saying about SoFi Technologies Inc [SOFI]:
Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for SOFI shares is $22.03 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on SOFI stock is a recommendation set at 2.88. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.
Needham have made an estimate for SoFi Technologies Inc shares, keeping their opinion on the stock as Buy, with their previous recommendation back on September 10, 2025. While these analysts kept the previous recommendation, Rothschild & Co Redburn raised their target price to Neutral. The new note on the price target was released on August 01, 2025, representing the official price target for SoFi Technologies Inc stock. Previously, the target price had yet another raise to $19, while Goldman analysts kept a Neutral rating on SOFI stock.
The Price to Book ratio for the last quarter was 4.25, with the Price to Cash per share for the same quarter was set at 2.30. Price to Free Cash Flow for SOFI in the course of the last twelve months was 20.11 with Quick ratio for the last quarter at 4.52.
Trading performance analysis for SOFI stock
SoFi Technologies Inc [SOFI] gain into the green zone at the end of the last week, gaining into a positive trend and gaining by 3.76. With this latest performance, SOFI shares gained by 0.89% in over the last four-week period, additionally plugging by 148.95% over the last 6 months – not to mention a rise of 70.06% in the past year of trading.
SoFi Technologies Inc [SOFI]: A deeper dive into fundamental analysis
Operating Margin for any stock indicates how profitable investing would be, and SoFi Technologies Inc [SOFI] shares currently have an operating margin of 11.43% and a Gross Margin at 59.15%. SoFi Technologies Inc’s Net Margin is presently recorded at 13.49%.
SoFi Technologies Inc (SOFI) Capital Structure & Debt Analysis
According to recent financial data for SoFi Technologies Inc. ( SOFI), the Return on Equity (ROE) stands at 8.80%, suggesting modest shareholder returns. The Return on Assets (ROA) is 1.52%, reflecting the company’s efficiency in generating profits from its assets. Additionally, SoFi Technologies Inc’s Return on Invested Capital (ROIC) is 5.15%, showcasing its effectiveness in deploying capital for earnings.
SoFi Technologies Inc (SOFI) Efficiency & Liquidity Metrics
Based on SoFi Technologies Inc’s (SOFI) latest financial statements, the Debt-to-Equity Ratio is 0.59%, indicating its reliance on debt financing relative to shareholder equity.
SoFi Technologies Inc (SOFI) Efficiency & Liquidity Metrics
From an operational efficiency perspective, SoFi Technologies Inc. (SOFI) effectively leverages its workforce, generating an average of $112320.0 per employee. The company’s liquidity position is robust, with a Current Ratio of 4.52% and a Quick Ratio of 4.52%, indicating strong ability to cover short-term liabilities.
SoFi Technologies Inc [SOFI]: An earnings per share (EPS) analysis
With the latest financial reports released by the company, SoFi Technologies Inc posted 0.05/share EPS, while the average EPS was predicted by analysts to be reported at 0.04/share. When compared, the two values demonstrate that the company surpassed the estimates by a Surprise Factor of 0.01. The progress of the company may be observed through the prism of EPS growth rate, while Wall Street analysts are focusing on predicting the 5-year EPS growth rate for SOFI. When it comes to the mentioned value, analysts are expecting to see the 5-year EPS growth rate for SoFi Technologies Inc go to 25.86%.
An analysis of Institutional ownership at SoFi Technologies Inc [SOFI]
There are presently around $53.82%, or 55.54%% of SOFI stock, in the hands of institutional investors. The top three institutional holders of SOFI stocks are: VANGUARD GROUP INC with ownership of 90.03 million shares, which is approximately 8.5047%. BLACKROCK INC., holding 45.46 million shares of the stock with an approximate value of $$300.47 million in SOFI stocks shares; and BLACKROCK INC., currently with $$205.93 million in SOFI stock with ownership which is approximately 2.943%.
