Affirm Holdings Inc [NASDAQ: AFRM] surged by $6.35 during the normal trading session on Monday and reaching a high of $89.61 during the day while it closed the day at $89.43.
Affirm Holdings Inc stock has also gained 4.13% of its value over the past 7 days. However, AFRM stock has inclined by 51.29% in the 3 months of the year. Over the past six months meanwhile, it has gained 78.57% and gained 122.24% year-on date.
The market cap for AFRM stock reached $29.12 billion, with 284.38 million shares outstanding and 271.65 million shares in the current float. Compared to the average trading volume of 6.89M shares, AFRM reached a trading volume of 10202885 in the most recent trading day, which is why market watchdogs consider the stock to be active.
Here’s what leading stock market gurus have to say about Affirm Holdings Inc [AFRM]:
Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for AFRM shares is $96.30 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on AFRM stock is a recommendation set at 1.82. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.
Rothschild & Co Redburn have made an estimate for Affirm Holdings Inc shares, keeping their opinion on the stock as Neutral, with their previous recommendation back on August 01, 2025. While these analysts kept the previous recommendation, Oppenheimer raised their target price to Outperform. The new note on the price target was released on July 21, 2025, representing the official price target for Affirm Holdings Inc stock. Previously, the target price had yet another raise to $78, while Deutsche Bank analysts kept a Buy rating on AFRM stock.
The Price to Book ratio for the last quarter was 9.47, with the Price to Cash per share for the same quarter was set at 7.40. Price to Free Cash Flow for AFRM in the course of the last twelve months was 48.40 with Quick ratio for the last quarter at 6.56.
AFRM stock trade performance evaluation
Affirm Holdings Inc [AFRM] gain into the green zone at the end of the last week, gaining into a positive trend and gaining by 4.13. With this latest performance, AFRM shares gained by 16.11% in over the last four-week period, additionally plugging by 78.57% over the last 6 months – not to mention a rise of 46.85% in the past year of trading.
Affirm Holdings Inc [AFRM]: An insightful look at the core fundamentals
Operating Margin for any stock indicates how profitable investing would be, and Affirm Holdings Inc [AFRM] shares currently have an operating margin of 18.00% and a Gross Margin at 85.80%. Affirm Holdings Inc’s Net Margin is presently recorded at 1.62%.
Affirm Holdings Inc (AFRM) Capital Structure & Debt Analysis
According to recent financial data for Affirm Holdings Inc. ( AFRM), the Return on Equity (ROE) stands at 1.80%, suggesting modest shareholder returns. The Return on Assets (ROA) is 0.50%, reflecting the company’s efficiency in generating profits from its assets. Additionally, Affirm Holdings Inc’s Return on Invested Capital (ROIC) is 0.50%, showcasing its effectiveness in deploying capital for earnings.
Affirm Holdings Inc (AFRM) Efficiency & Liquidity Metrics
Based on Affirm Holdings Inc’s (AFRM) latest financial statements, the Debt-to-Equity Ratio is 2.49%, indicating its reliance on debt financing relative to shareholder equity.
Affirm Holdings Inc (AFRM) Efficiency & Liquidity Metrics
From an operational efficiency perspective, Affirm Holdings Inc. (AFRM) effectively leverages its workforce, generating an average of $23658.2 per employee. The company’s liquidity position is robust, with a Current Ratio of 6.56% and a Quick Ratio of 6.56%, indicating strong ability to cover short-term liabilities.
Earnings per share (EPS) analysis for Affirm Holdings Inc [AFRM] stock
With the latest financial reports released by the company, Affirm Holdings Inc posted 0.36/share EPS, while the average EPS was predicted by analysts to be reported at 0.17/share. When compared, the two values demonstrate that the company surpassed the estimates by a Surprise Factor of 0.19. The progress of the company may be observed through the prism of EPS growth rate, while Wall Street analysts are focusing on predicting the 5-year EPS growth rate for AFRM. When it comes to the mentioned value, analysts are expecting to see the 5-year EPS growth rate for Affirm Holdings Inc go to 147.30%.
Affirm Holdings Inc [AFRM]: Institutional Ownership
There are presently around $82.15%, or 86.12%% of AFRM stock, in the hands of institutional investors. The top three institutional holders of AFRM stocks are: MORGAN STANLEY with ownership of 30.55 million shares, which is approximately 9.6822%. CAPITAL RESEARCH GLOBAL INVESTORS, holding 23.76 million shares of the stock with an approximate value of $$717.77 million in AFRM stocks shares; and CAPITAL RESEARCH GLOBAL INVESTORS, currently with $$635.53 million in AFRM stock with ownership which is approximately 6.6683%.
