PayPal Holdings Inc [NASDAQ: PYPL] stock went on a downward path that fall over -7.80% on Friday, amounting to a one-week price increase of more than 0.85%.
Over the last 12 months, PYPL stock dropped by -18.17%. The one-year PayPal Holdings Inc stock forecast points to a potential upside of 14.9. The average equity rating for PYPL stock is currently 2.34, trading closer to a bullish pattern in the stock market.
The market cap for the stock reached $66.72 billion, with 960.00 million shares outstanding and 954.37 million shares in the current float. Compared to the average trading volume of 12.49M shares, PYPL stock reached a trading volume of 21922145 in the most recent trading day, which is why market watchdogs consider the stock to be active.
Guru’s Opinion on PayPal Holdings Inc [PYPL]:
Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for PYPL shares is $82.07 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on PYPL stock is a recommendation set at 2.34. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.
Wolfe Research have made an estimate for PayPal Holdings Inc shares, keeping their opinion on the stock as Peer Perform, with their previous recommendation back on October 03, 2025. While these analysts kept the previous recommendation, Deutsche Bank raised their target price to Hold. The new note on the price target was released on July 17, 2025, representing the official price target for PayPal Holdings Inc stock.
The Price to Book ratio for the last quarter was 3.32, with the Price to Cash per share for the same quarter was set at 10.48. Price to Free Cash Flow for PYPL in the course of the last twelve months was 12.61 with Quick ratio for the last quarter at 1.33.
PYPL Stock Performance Analysis:
PayPal Holdings Inc [PYPL] gain into the green zone at the end of the last week, gaining into a positive trend and gaining by 0.85. With this latest performance, PYPL shares gained by 3.82% in over the last four-week period, additionally plugging by 15.32% over the last 6 months – not to mention a drop of -18.17% in the past year of trading.
Insight into PayPal Holdings Inc Fundamentals:
Operating Margin for any stock indicates how profitable investing would be, and PayPal Holdings Inc [PYPL] shares currently have an operating margin of 19.10% and a Gross Margin at 41.70%. PayPal Holdings Inc’s Net Margin is presently recorded at 14.49%.
PayPal Holdings Inc (PYPL) Capital Structure & Debt Analysis
According to recent financial data for PayPal Holdings Inc. ( PYPL), the Return on Equity (ROE) stands at 22.92%, reflecting robust shareholder value creation. The Return on Assets (ROA) is 5.71%, reflecting the company’s efficiency in generating profits from its assets. Additionally, PayPal Holdings Inc’s Return on Invested Capital (ROIC) is 14.59%, showcasing its effectiveness in deploying capital for earnings.
PayPal Holdings Inc (PYPL) Efficiency & Liquidity Metrics
Based on PayPal Holdings Inc’s (PYPL) latest financial statements, the Debt-to-Equity Ratio is 0.60%, indicating its reliance on debt financing relative to shareholder equity.
PayPal Holdings Inc (PYPL) Efficiency & Liquidity Metrics
From an operational efficiency perspective, PayPal Holdings Inc. (PYPL) effectively leverages its workforce, generating an average of $191803.28 per employee. The company’s liquidity position is robust, with a Current Ratio of 1.33% and a Quick Ratio of 1.33%, indicating strong ability to cover short-term liabilities.
PYPL Stock EPS
With the latest financial reports released by the company, PayPal Holdings Inc posted 1.2/share EPS, while the average EPS was predicted by analysts to be reported at 1.07/share. When compared, the two values demonstrate that the company surpassed the estimates by a Surprise Factor of 0.13. The progress of the company may be observed through the prism of EPS growth rate, while Wall Street analysts are focusing on predicting the 5-year EPS growth rate for PYPL. When it comes to the mentioned value, analysts are expecting to see the 5-year EPS growth rate for PayPal Holdings Inc go to 12.37%.
PayPal Holdings Inc [PYPL] Institutonal Ownership Details
There are presently around $81.33%, or 81.43%% of PYPL stock, in the hands of institutional investors. The top three institutional holders of PYPL stocks are: VANGUARD GROUP INC with ownership of 87.76 million shares, which is approximately 8.4221%. BLACKROCK INC., holding 72.84 million shares of the stock with an approximate value of $$4.23 billion in PYPL stocks shares; and BLACKROCK INC., currently with $$2.55 billion in PYPL stock with ownership which is approximately 4.2225%.
