why LM Funding America Inc [LMFA] is a Good Choice for Investors After New Price Target of $4.50

LM Funding America Inc [NASDAQ: LMFA] price plunged by -3.85 percent to reach at -$0.05.

A sum of 165616 shares traded at recent session while its average daily volume was at 1.88M shares. LM Funding America Inc shares reached a high of $1.3 and dropped to a low of $1.23 until finishing in the latest session at $1.25.

The one-year LMFA stock forecast points to a potential upside of 72.22. The average equity rating for LMFA stock is currently 1.00, trading closer to a bullish pattern in the stock market.

Guru’s Opinion on LM Funding America Inc [LMFA]:

Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for LMFA shares is $4.50 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on LMFA stock is a recommendation set at 1.00. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.

H.C. Wainwright have made an estimate for LM Funding America Inc shares, keeping their opinion on the stock as Buy, with their previous recommendation back on August 15, 2025.

The Price to Book ratio for the last quarter was 0.20, with the Price to Cash per share for the same quarter was set at 0.79.

LMFA Stock Performance Analysis:

LM Funding America Inc [LMFA] fell into the red zone at the end of the last week, falling into a negative trend and dropping by -8.76. With this latest performance, LMFA shares dropped by -41.04% in over the last four-week period, additionally sinking by -16.67% over the last 6 months – not to mention a drop of -41.86% in the past year of trading.

Overbought and oversold stocks can be easily traced with the Relative Strength Index (RSI), where an RSI result of over 70 would be overbought, and any rate below 30 would indicate oversold conditions. An RSI rate of 50 would represent a neutral market momentum. The current RSI for LMFA stock in for the last two-week period is set at 34.67, with the RSI for the last a single of trading hit 0.2110, and the three-weeks RSI is set at 0.2999 for LM Funding America Inc [LMFA]. The present Moving Average for the last 50 days of trading for this stock 2.2877, while it was recorded at 1.2840 for the last single week of trading, and 2.0121 for the last 200 days.

Insight into LM Funding America Inc Fundamentals:

Operating Margin for any stock indicates how profitable investing would be, and LM Funding America Inc [LMFA] shares currently have an operating margin of -95.12% and a Gross Margin at -55.91%. LM Funding America Inc’s Net Margin is presently recorded at -196.61%.

LM Funding America Inc (LMFA) Capital Structure & Debt Analysis

According to recent financial data for LM Funding America Inc. ( LMFA), the Return on Equity (ROE) stands at -24.95%, highlighting a negative impact on investor capital. The Return on Assets (ROA) is -21.95%, reflecting the company’s efficiency in generating profits from its assets. Additionally, LM Funding America Inc’s Return on Invested Capital (ROIC) is -39.66%, showcasing its effectiveness in deploying capital for earnings.

LM Funding America Inc (LMFA) Efficiency & Liquidity Metrics

Based on LM Funding America Inc’s (LMFA) latest financial statements, the Debt-to-Equity Ratio is 0.23%, indicating its reliance on debt financing relative to shareholder equity.

LM Funding America Inc (LMFA) Efficiency & Liquidity Metrics

From an operational efficiency perspective, LM Funding America Inc. (LMFA) effectively leverages its workforce, generating an average of -$1647777.78 per employee. The company’s liquidity position is robust, with a Current Ratio of 3.75% and a Quick Ratio of 3.75%, indicating strong ability to cover short-term liabilities.

LM Funding America Inc [LMFA] Institutonal Ownership Details

There are presently around $3.94%, or 5.24%% of LMFA stock, in the hands of institutional investors.

The DBT News
Privacy Overview

This website uses cookies so that we can provide you with the best user experience possible. Cookie information is stored in your browser and performs functions such as recognising you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful.