Pagaya Technologies Ltd [NASDAQ: PGY] gained 8.67% or 3.01 points to close at $37.72 with a heavy trading volume of 6352583 shares.
It opened the trading session at $35.2, the shares rose to $38.1514 and dropped to $35.15, the range by which the price of stock traded the whole day. The daily chart for PGY points out that the company has recorded 197.48% gains over the past six months.
If we look at the average trading volume of 3.16M shares, PGY reached to a volume of 6352583 in the most recent trading day, which is why market watchdogs consider the stock to be active.
Here is what top equities market gurus are saying about Pagaya Technologies Ltd [PGY]:
Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for PGY shares is $40.50 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on PGY stock is a recommendation set at 1.20. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.
Stephens have made an estimate for Pagaya Technologies Ltd shares, keeping their opinion on the stock as Overweight, with their previous recommendation back on June 12, 2025. While these analysts kept the previous recommendation, Citigroup raised their target price from $13 to $14.50. The new note on the price target was released on February 07, 2025, representing the official price target for Pagaya Technologies Ltd stock. Previously, the target price had yet another raise to $11, while UBS analysts kept a Neutral rating on PGY stock.
The Price to Book ratio for the last quarter was 7.83, with the Price to Cash per share for the same quarter was set at 2.98. Price to Free Cash Flow for PGY in the course of the last twelve months was 27.12 with Quick ratio for the last quarter at 1.42.
Trading performance analysis for PGY stock
Pagaya Technologies Ltd [PGY] gain into the green zone at the end of the last week, gaining into a positive trend and gaining by 26.70. With this latest performance, PGY shares gained by 25.99% in over the last four-week period, additionally plugging by 197.48% over the last 6 months – not to mention a rise of 306.03% in the past year of trading.
Overbought and oversold stocks can be easily traced with the Relative Strength Index (RSI), where an RSI result of over 70 would be overbought, and any rate below 30 would indicate oversold conditions. An RSI rate of 50 would represent a neutral market momentum. The current RSI for PGY stock in for the last two-week period is set at 68.62, with the RSI for the last a single of trading hit 2.78, and the three-weeks RSI is set at 2.58 for Pagaya Technologies Ltd [PGY]. The present Moving Average for the last 50 days of trading for this stock 27.91, while it was recorded at 34.92 for the last single week of trading, and 15.74 for the last 200 days.
Pagaya Technologies Ltd [PGY]: A deeper dive into fundamental analysis
Operating Margin for any stock indicates how profitable investing would be, and Pagaya Technologies Ltd [PGY] shares currently have an operating margin of 12.93% and a Gross Margin at 38.68%. Pagaya Technologies Ltd’s Net Margin is presently recorded at -25.09%.
Pagaya Technologies Ltd (PGY) Capital Structure & Debt Analysis
According to recent financial data for Pagaya Technologies Ltd. ( PGY), the Return on Equity (ROE) stands at -62.92%, highlighting a negative impact on investor capital. The Return on Assets (ROA) is -19.69%, reflecting the company’s efficiency in generating profits from its assets. Additionally, Pagaya Technologies Ltd’s Return on Invested Capital (ROIC) is -27.83%, showcasing its effectiveness in deploying capital for earnings.
Pagaya Technologies Ltd (PGY) Efficiency & Liquidity Metrics
Based on Pagaya Technologies Ltd’s (PGY) latest financial statements, the Debt-to-Equity Ratio is 2.28%, indicating its reliance on debt financing relative to shareholder equity.
Pagaya Technologies Ltd (PGY) Efficiency & Liquidity Metrics
From an operational efficiency perspective, Pagaya Technologies Ltd. (PGY) effectively leverages its workforce, generating an average of -$510596.75 per employee. The company’s liquidity position is robust, with a Current Ratio of 1.42% and a Quick Ratio of 1.42%, indicating strong ability to cover short-term liabilities.
Pagaya Technologies Ltd [PGY]: An earnings per share (EPS) analysis
With the latest financial reports released by the company, Pagaya Technologies Ltd posted 0.44/share EPS, while the average EPS was predicted by analysts to be reported at 0.27/share. When compared, the two values demonstrate that the company surpassed the estimates by a Surprise Factor of 0.17. The progress of the company may be observed through the prism of EPS growth rate, while Wall Street analysts are focusing on predicting the 5-year EPS growth rate for PGY.
An analysis of Institutional ownership at Pagaya Technologies Ltd [PGY]
There are presently around $65.00%, or 76.23%% of PGY stock, in the hands of institutional investors. The top three institutional holders of PGY stocks are: VIOLA VENTURES V.C. MANAGEMENT 4 LTD. with ownership of 8.18 million shares, which is approximately 11.3923%. BLACKROCK INC., holding 3.34 million shares of the stock with an approximate value of $$42.58 million in PGY stocks shares; and BLACKROCK INC., currently with $$22.45 million in PGY stock with ownership which is approximately 2.4515%.
