Affirm Holdings Inc [NASDAQ: AFRM] plunged by -$0.53 during the normal trading session on Wednesday and reaching a high of $69.42 during the day while it closed the day at $67.43.
Affirm Holdings Inc stock has also gained 2.73% of its value over the past 7 days. However, AFRM stock has inclined by 33.79% in the 3 months of the year. Over the past six months meanwhile, it has gained 16.98% and gained 148.82% year-on date.
The market cap for AFRM stock reached $21.75 billion, with 281.75 million shares outstanding and 268.25 million shares in the current float. Compared to the average trading volume of 6.65M shares, AFRM reached a trading volume of 4888406 in the most recent trading day, which is why market watchdogs consider the stock to be active.
Here’s what leading stock market gurus have to say about Affirm Holdings Inc [AFRM]:
Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for AFRM shares is $73.63 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on AFRM stock is a recommendation set at 1.69. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.
Oppenheimer have made an estimate for Affirm Holdings Inc shares, keeping their opinion on the stock as Outperform, with their previous recommendation back on July 21, 2025. While these analysts kept the previous recommendation, Deutsche Bank raised their target price to Buy. The new note on the price target was released on July 17, 2025, representing the official price target for Affirm Holdings Inc stock.
The Price to Book ratio for the last quarter was 7.56, with the Price to Cash per share for the same quarter was set at 7.80. Price to Free Cash Flow for AFRM in the course of the last twelve months was 35.74 with Quick ratio for the last quarter at 13.21.
AFRM stock trade performance evaluation
Affirm Holdings Inc [AFRM] gain into the green zone at the end of the last week, gaining into a positive trend and gaining by 2.73. With this latest performance, AFRM shares dropped by -2.47% in over the last four-week period, additionally plugging by 16.98% over the last 6 months – not to mention a rise of 10.72% in the past year of trading.
Overbought and oversold stocks can be easily traced with the Relative Strength Index (RSI), where an RSI result of over 70 would be overbought, and any rate below 30 would indicate oversold conditions. An RSI rate of 50 would represent a neutral market momentum. The current RSI for AFRM stock in for the last two-week period is set at 55.45, with the RSI for the last a single of trading hit 2.71, and the three-weeks RSI is set at 2.83 for Affirm Holdings Inc [AFRM]. The present Moving Average for the last 50 days of trading for this stock 61.87, while it was recorded at 67.16 for the last single week of trading, and 57.32 for the last 200 days.
Affirm Holdings Inc [AFRM]: An insightful look at the core fundamentals
Operating Margin for any stock indicates how profitable investing would be, and Affirm Holdings Inc [AFRM] shares currently have an operating margin of 14.14% and a Gross Margin at 86.08%. Affirm Holdings Inc’s Net Margin is presently recorded at -2.07%.
Affirm Holdings Inc (AFRM) Capital Structure & Debt Analysis
According to recent financial data for Affirm Holdings Inc. ( AFRM), the Return on Equity (ROE) stands at -2.26%, reflecting a slight decline for investors. The Return on Assets (ROA) is -0.63%, reflecting the company’s efficiency in generating profits from its assets. Additionally, Affirm Holdings Inc’s Return on Invested Capital (ROIC) is -0.62%, showcasing its effectiveness in deploying capital for earnings.
Affirm Holdings Inc (AFRM) Efficiency & Liquidity Metrics
Based on Affirm Holdings Inc’s (AFRM) latest financial statements, the Debt-to-Equity Ratio is 2.50%, indicating its reliance on debt financing relative to shareholder equity.
Affirm Holdings Inc (AFRM) Efficiency & Liquidity Metrics
From an operational efficiency perspective, Affirm Holdings Inc. (AFRM) effectively leverages its workforce, generating an average of -$31001.99 per employee. The company’s liquidity position is robust, with a Current Ratio of 13.21% and a Quick Ratio of 13.21%, indicating strong ability to cover short-term liabilities.
Affirm Holdings Inc [AFRM]: Institutional Ownership
There are presently around $80.45%, or 84.39% of AFRM stock, in the hands of institutional investors. The top three institutional holders of AFRM stocks are: MORGAN STANLEY with ownership of 30.55 million shares, which is approximately 9.6822%. CAPITAL RESEARCH GLOBAL INVESTORS, holding 23.76 million shares of the stock with an approximate value of $$717.77 million in AFRM stocks shares; and CAPITAL RESEARCH GLOBAL INVESTORS, currently with $$635.53 million in AFRM stock with ownership which is approximately 6.6683%.
