Synchrony Financial [NYSE: SYF] traded at a high on 2025-07-22, posting a 1.76 gain after which it closed the day’ session at $70.66.
The results of the trading session contributed to over 5724139 shares changing hands. Over the past one week, the price volatility of Synchrony Financial stands at 2.62% while the volatility over the past one month is 2.11%.
The market cap for SYF stock reached $26.90 billion, with 380.65 million shares outstanding and 378.91 million shares in the current float. Compared to the average trading volume of 3.58M shares, SYF reached a trading volume of 5724139 in the most recent trading day, which is why market watchdogs consider the stock to be active.
What do top market gurus say about Synchrony Financial [SYF]?
Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for SYF shares is $79.23 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on SYF stock is a recommendation set at 1.83. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.
BTIG Research have made an estimate for Synchrony Financial shares, keeping their opinion on the stock as Buy, with their previous recommendation back on July 14, 2025. The new note on the price target was released on April 07, 2025, representing the official price target for Synchrony Financial stock. Previously, the target price had yet another raise to $70, while Compass Point analysts kept a Neutral rating on SYF stock. On January 06, 2025, analysts increased their price target for SYF shares from 59 to 79.
The Price to Book ratio for the last quarter was 1.67, with the Price to Cash per share for the same quarter was set at 51.12. Price to Free Cash Flow for SYF in the course of the last twelve months was 2.74 with Quick ratio for the last quarter at 3.83.
How has SYF stock performed recently?
Synchrony Financial [SYF] gain into the green zone at the end of the last week, gaining into a positive trend and gaining by 3.06. With this latest performance, SYF shares gained by 13.35% in over the last four-week period, additionally plugging by 2.78% over the last 6 months – not to mention a rise of 8.71% in the past year of trading.
Overbought and oversold stocks can be easily traced with the Relative Strength Index (RSI), where an RSI result of over 70 would be overbought, and any rate below 30 would indicate oversold conditions. An RSI rate of 50 would represent a neutral market momentum. The current RSI for SYF stock in for the last two-week period is set at 65.88, with the RSI for the last a single of trading hit 1.64, and the three-weeks RSI is set at 1.63 for Synchrony Financial [SYF]. The present Moving Average for the last 50 days of trading for this stock 63.31, while it was recorded at 69.93 for the last single week of trading, and 60.47 for the last 200 days.
Synchrony Financial [SYF]: Deeper insight into the fundamentals
Operating Margin for any stock indicates how profitable investing would be, and Synchrony Financial [SYF] shares currently have an operating margin of 26.07% and a Gross Margin at 81.35%. Synchrony Financial’s Net Margin is presently recorded at 16.49%.
Synchrony Financial (SYF) Capital Structure & Debt Analysis
According to recent financial data for Synchrony Financial. ( SYF), the Return on Equity (ROE) stands at 20.10%, reflecting robust shareholder value creation. The Return on Assets (ROA) is 2.71%, reflecting the company’s efficiency in generating profits from its assets. Additionally, Synchrony Financial’s Return on Invested Capital (ROIC) is 9.72%, showcasing its effectiveness in deploying capital for earnings.
Synchrony Financial (SYF) Efficiency & Liquidity Metrics
Based on Synchrony Financial’s (SYF) latest financial statements, the Debt-to-Equity Ratio is 0.94%, indicating its reliance on debt financing relative to shareholder equity.
Synchrony Financial (SYF) Efficiency & Liquidity Metrics
From an operational efficiency perspective, Synchrony Financial. (SYF) effectively leverages its workforce, generating an average of $160000.0 per employee. The company’s liquidity position is robust, with a Current Ratio of 3.68% and a Quick Ratio of 3.83%, indicating strong ability to cover short-term liabilities.
Earnings analysis for Synchrony Financial [SYF]
The progress of the company may be observed through the prism of EPS growth rate, while Wall Street analysts are focusing on predicting the 5-year EPS growth rate for SYF. When it comes to the mentioned value, analysts are expecting to see the 5-year EPS growth rate for Synchrony Financial go to 16.06%.
Insider trade positions for Synchrony Financial [SYF]
There are presently around $105.37%, or 105.68% of SYF stock, in the hands of institutional investors. The top three institutional holders of SYF stocks are: VANGUARD GROUP INC with ownership of 50.27 million shares, which is approximately 12.5888%. CAPITAL WORLD INVESTORS, holding 43.62 million shares of the stock with an approximate value of $$2.06 billion in SYF stocks shares; and CAPITAL WORLD INVESTORS, currently with $$1.69 billion in SYF stock with ownership which is approximately 8.9683%.
