Upstart Holdings Inc [NASDAQ: UPST] price plunged by -0.84 percent to reach at -$0.63.
A sum of 8076805 shares traded at recent session while its average daily volume was at 6.22M shares. Upstart Holdings Inc shares reached a high of $75.0 and dropped to a low of $68.09 until finishing in the latest session at $74.99.
The one-year UPST stock forecast points to a potential downside of -14.09. The average equity rating for UPST stock is currently 2.65, trading closer to a bullish pattern in the stock market.
Guru’s Opinion on Upstart Holdings Inc [UPST]:
Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for UPST shares is $65.73 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on UPST stock is a recommendation set at 2.65. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.
Goldman have made an estimate for Upstart Holdings Inc shares, keeping their opinion on the stock as Sell, with their previous recommendation back on July 14, 2025. While these analysts kept the previous recommendation, Piper Sandler raised their target price to Overweight. The new note on the price target was released on June 24, 2025, representing the official price target for Upstart Holdings Inc stock. Previously, the target price had yet another raise to $55, while Stephens analysts kept a Equal-Weight rating on UPST stock.
The Price to Book ratio for the last quarter was 10.54, with the Price to Cash per share for the same quarter was set at 8.82. Price to Free Cash Flow for UPST in the course of the last twelve months was 59.42 with Quick ratio for the last quarter at 5.25.
UPST Stock Performance Analysis:
Upstart Holdings Inc [UPST] fell into the red zone at the end of the last week, falling into a negative trend and dropping by -1.79. With this latest performance, UPST shares gained by 29.55% in over the last four-week period, additionally plugging by 26.62% over the last 6 months – not to mention a rise of 21.79% in the past year of trading.
Overbought and oversold stocks can be easily traced with the Relative Strength Index (RSI), where an RSI result of over 70 would be overbought, and any rate below 30 would indicate oversold conditions. An RSI rate of 50 would represent a neutral market momentum. The current RSI for UPST stock in for the last two-week period is set at 68.61, with the RSI for the last a single of trading hit 4.34, and the three-weeks RSI is set at 3.94 for Upstart Holdings Inc [UPST]. The present Moving Average for the last 50 days of trading for this stock 56.55, while it was recorded at 76.82 for the last single week of trading, and 58.17 for the last 200 days.
Insight into Upstart Holdings Inc Fundamentals:
Operating Margin for any stock indicates how profitable investing would be, and Upstart Holdings Inc [UPST] shares currently have an operating margin of -15.22% and a Gross Margin at 97.05%. Upstart Holdings Inc’s Net Margin is presently recorded at -9.20%.
Return on Equity for this stock declined to -3.15%, with Return on Assets sitting at -3.15%.
Upstart Holdings Inc [UPST] Institutonal Ownership Details
There are presently around $64.32%, or 73.56% of UPST stock, in the hands of institutional investors. The top three institutional holders of UPST stocks are: VANGUARD GROUP INC with ownership of 7.3 million shares, which is approximately 8.2538%. BLACKROCK INC., holding 5.66 million shares of the stock with an approximate value of $$133.62 million in UPST stocks shares; and BLACKROCK INC., currently with $$77.52 million in UPST stock with ownership which is approximately 3.7157%.
