SoFi Technologies Inc [NASDAQ: SOFI] stock went on an upward path that rose over 1.10% on Friday, amounting to a one-week price increase of more than 14.16%.
Over the last 12 months, SOFI stock rose by 37.66%. The one-year SoFi Technologies Inc stock forecast points to a potential downside of -37.48. The average equity rating for SOFI stock is currently 2.74, trading closer to a bullish pattern in the stock market.
The market cap for the stock reached $23.43 billion, with 1.10 billion shares outstanding and 1.08 billion shares in the current float. Compared to the average trading volume of 67.15M shares, SOFI stock reached a trading volume of 91672674 in the most recent trading day, which is why market watchdogs consider the stock to be active.
Guru’s Opinion on SoFi Technologies Inc [SOFI]:
Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for SOFI shares is $15.42 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on SOFI stock is a recommendation set at 2.74. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.
TD Cowen have made an estimate for SoFi Technologies Inc shares, keeping their opinion on the stock as Hold, with their previous recommendation back on July 11, 2025. While these analysts kept the previous recommendation, Stephens raised their target price to Overweight. The new note on the price target was released on June 12, 2025, representing the official price target for SoFi Technologies Inc stock. Previously, the target price had yet another raise to $14, while Truist analysts kept a Hold rating on SOFI stock.
The Price to Book ratio for the last quarter was 3.50, with the Price to Cash per share for the same quarter was set at 2.46. Price to Free Cash Flow for SOFI in the course of the last twelve months was 16.03 with Quick ratio for the last quarter at 5.24.
SOFI Stock Performance Analysis:
SoFi Technologies Inc [SOFI] gain into the green zone at the end of the last week, gaining into a positive trend and gaining by 14.16. With this latest performance, SOFI shares gained by 47.32% in over the last four-week period, additionally plugging by 42.19% over the last 6 months – not to mention a rise of 37.66% in the past year of trading.
Insight into SoFi Technologies Inc Fundamentals:
Operating Margin for any stock indicates how profitable investing would be, and SoFi Technologies Inc [SOFI] shares currently have an operating margin of 9.45% and a Gross Margin at 57.60%. SoFi Technologies Inc’s Net Margin is presently recorded at 12.13%.
Return on Equity for this stock inclined to 1.40%, with Return on Assets sitting at 1.40%.
SOFI Stock EPS
The progress of the company may be observed through the prism of EPS growth rate, while Wall Street analysts are focusing on predicting the 5-year EPS growth rate for SOFI. When it comes to the mentioned value, analysts are expecting to see the 5-year EPS growth rate for SoFi Technologies Inc go to 24.07%.
SoFi Technologies Inc [SOFI] Institutonal Ownership Details
There are presently around $47.57%, or 49.20% of SOFI stock, in the hands of institutional investors. The top three institutional holders of SOFI stocks are: VANGUARD GROUP INC with ownership of 90.03 million shares, which is approximately 8.5047%. BLACKROCK INC., holding 45.46 million shares of the stock with an approximate value of $$300.47 million in SOFI stocks shares; and BLACKROCK INC., currently with $$205.93 million in SOFI stock with ownership which is approximately 2.943%.
