Synchrony Financial [SYF] stock Downgrade by Morgan Stanley analyst, price target now $44

ETSY Stock

Synchrony Financial [NYSE: SYF] stock went on a downward path that fall over -0.42% on Wednesday, amounting to a one-week price increase of more than 13.63%.

Over the last 12 months, SYF stock rose by 33.61%. The one-year Synchrony Financial stock forecast points to a potential upside of 1.61. The average equity rating for SYF stock is currently 1.96, trading closer to a bullish pattern in the stock market.

The market cap for the stock reached $23.26 billion, with 380.54 million shares outstanding and 378.88 million shares in the current float. Compared to the average trading volume of 4.97M shares, SYF stock reached a trading volume of 5570037 in the most recent trading day, which is why market watchdogs consider the stock to be active.

Guru’s Opinion on Synchrony Financial [SYF]:

Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for SYF shares is $62.10 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on SYF stock is a recommendation set at 1.96. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.

Morgan Stanley have made an estimate for Synchrony Financial shares, keeping their opinion on the stock as Equal-Weight, with their previous recommendation back on April 07, 2025. The new note on the price target was released on January 28, 2025, representing the official price target for Synchrony Financial stock. Previously, the target price had yet another raise from $59 to $79, while Barclays kept a Overweight rating on SYF stock. On December 19, 2024, analysts increased their price target for SYF shares from 40 to 82.

The Average True Range (ATR) for Synchrony Financial is set at 2.21, with the Price to Sales ratio for SYF stock in the period of the last 12 months amounting to 1.19. The Price to Book ratio for the last quarter was 1.51, with the Price to Cash per share for the same quarter was set at 56.82. Price to Free Cash Flow for SYF in the course of the last twelve months was 2.37.

SYF Stock Performance Analysis:

Synchrony Financial [SYF] gain into the green zone at the end of the last week, gaining into a positive trend and gaining by 13.63. With this latest performance, SYF shares gained by 30.11% in over the last four-week period, additionally sinking by -4.22% over the last 6 months – not to mention a rise of 33.61% in the past year of trading.

Overbought and oversold stocks can be easily traced with the Relative Strength Index (RSI), where an RSI result of over 70 would be overbought, and any rate below 30 would indicate oversold conditions. An RSI rate of 50 would represent a neutral market momentum. The current RSI for SYF stock in for the last two-week period is set at 72.17, with the RSI for the last a single of trading hit 81.55, and the three-weeks RSI is set at 65.00 for Synchrony Financial [SYF]. The present Moving Average for the last 50 days of trading for this stock 52.20, while it was recorded at 58.78 for the last single week of trading, and 56.85 for the last 200 days.

SYF Stock EPS

The progress of the company may be observed through the prism of EPS growth rate, while Wall Street analysts are focusing on predicting the 5-year EPS growth rate for SYF. When it comes to the mentioned value, analysts are expecting to see the 5-year EPS growth rate for Synchrony Financial go to 15.97%.

Synchrony Financial [SYF] Institutonal Ownership Details

There are presently around $104.10%, or 104.41%% of SYF stock, in the hands of institutional investors. The top three institutional holders of SYF stocks are: VANGUARD GROUP INC with ownership of 50.27 million shares, which is approximately 12.5888%. CAPITAL WORLD INVESTORS, holding 43.62 million shares of the stock with an approximate value of $$2.06 billion in SYF stocks shares; and CAPITAL WORLD INVESTORS, currently with $$1.69 billion in SYF stock with ownership which is approximately 8.9683%.