Chime Financial Inc [NASDAQ: CHYM] loss -5.00% or -1.01 points to close at $19.19 with a heavy trading volume of 5002473 shares.
If we look at the average trading volume of 3.29M shares, CHYM reached to a volume of 5002473 in the most recent trading day, which is why market watchdogs consider the stock to be active.
Here is what top equities market gurus are saying about Chime Financial Inc [CHYM]:
Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for CHYM shares is $30.40 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on CHYM stock is a recommendation set at 1.88. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.
Jefferies have made an estimate for Chime Financial Inc shares, keeping their opinion on the stock as Hold, with their previous recommendation back on November 03, 2025. While these analysts kept the previous recommendation, Arete raised their target price to Buy. The new note on the price target was released on September 30, 2025, representing the official price target for Chime Financial Inc stock.
The Price to Book ratio for the last quarter was 4.98, with the Price to Cash per share for the same quarter was set at 2.92. Price to Free Cash Flow for CHYM in the course of the last twelve months was 364.33 with Quick ratio for the last quarter at 4.94.
Trading performance analysis for CHYM stock
Chime Financial Inc [CHYM] gain into the green zone at the end of the last week, gaining into a positive trend and gaining by 6.08.
Overbought and oversold stocks can be easily traced with the Relative Strength Index (RSI), where an RSI result of over 70 would be overbought, and any rate below 30 would indicate oversold conditions. An RSI rate of 50 would represent a neutral market momentum. The current RSI for CHYM stock in for the last two-week period is set at 48.05, with the RSI for the last a single of trading hit 1.34, and the three-weeks RSI is set at 1.28 for Chime Financial Inc [CHYM]. The present Moving Average for the last 50 days of trading for this stock 20.63, while it was recorded at 20.28 for the last single week of trading.
Chime Financial Inc [CHYM]: A deeper dive into fundamental analysis
Operating Margin for any stock indicates how profitable investing would be, and Chime Financial Inc [CHYM] shares currently have an operating margin of -51.56% and a Gross Margin at 86.34%. Chime Financial Inc’s Net Margin is presently recorded at -50.76%.
Chime Financial Inc (CHYM) Capital Structure & Debt Analysis
According to recent financial data for Chime Financial Inc. ( CHYM), the Return on Equity (ROE) stands at -4.39%, reflecting a slight decline for investors. The Return on Assets (ROA) is -2.99%, reflecting the company’s efficiency in generating profits from its assets. Additionally, Chime Financial Inc’s Return on Invested Capital (ROIC) is -63.58%, showcasing its effectiveness in deploying capital for earnings.
Chime Financial Inc (CHYM) Efficiency & Liquidity Metrics
Based on Chime Financial Inc’s (CHYM) latest financial statements, the Debt-to-Equity Ratio is 0.10%, indicating its reliance on debt financing relative to shareholder equity.
Chime Financial Inc (CHYM) Efficiency & Liquidity Metrics
From an operational efficiency perspective, Chime Financial Inc. (CHYM) effectively leverages its workforce, generating an average of -$691886.27 per employee. The company’s liquidity position is robust, with a Current Ratio of 4.94% and a Quick Ratio of 4.94%, indicating strong ability to cover short-term liabilities.
Chime Financial Inc [CHYM]: An earnings per share (EPS) analysis
With the latest financial reports released by the company, Chime Financial Inc posted 0.08/share EPS, while the average EPS was predicted by analysts to be reported at -0.24/share. When compared, the two values demonstrate that the company surpassed the estimates by a Surprise Factor of 0.33. The progress of the company may be observed through the prism of EPS growth rate, while Wall Street analysts are focusing on predicting the 5-year EPS growth rate for CHYM.
An analysis of Institutional ownership at Chime Financial Inc [CHYM]
There are presently around $81.12%, or 91.93%% of CHYM stock, in the hands of institutional investors.
