The Charles Schwab Corporation [SCHW] is -23.72% lower this YTD. Is it still time to buy?


The Charles Schwab Corporation [NYSE: SCHW] loss -0.43% or -0.28 points to close at $64.15 with a heavy trading volume of 6527581 shares. The company report on June 27, 2022 that Charles Schwab Discloses Results of the Federal Reserve’s 2022 Comprehensive Capital Analysis and Review.

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The Charles Schwab Corporation (CSC or Schwab) announced today that it has received the results of the Federal Reserve’s 2022 Comprehensive Capital Analysis and Review (CCAR). These results included the Federal Reserve’s estimate of Schwab’s minimum capital ratios under the supervisory severely adverse scenario for the nine-quarter horizon beginning December 31, 2021 and ending March 31, 2024. Based on these results, Schwab’s calculated stress capital buffer (SCB) was well below the 2.5% minimum, resulting in an SCB at that floor.

This 2.5% SCB will be applicable to Schwab for the four-quarter period beginning October 1, 2022. Schwab’s Common Equity Tier 1 (CET1) ratio of 18.9% as of March 31, 2022 was well in excess of the regulatory minimum of 4.5% combined with the SCB of 2.5% due to the relatively low risk nature of our balance sheet assets.

It opened the trading session at $65.40, the shares rose to $65.40 and dropped to $63.505, the range by which the price of stock traded the whole day. The daily chart for SCHW points out that the company has recorded -24.64% loss over the past six months. However, it is still -8.09% lower than its most recent low trading price.

If we look at the average trading volume of 9.13M shares, SCHW reached to a volume of 6527581 in the most recent trading day, which is why market watchdogs consider the stock to be active.

Here is what top equities market gurus are saying about The Charles Schwab Corporation [SCHW]:

Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for SCHW shares is $91.41 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on SCHW stock is a recommendation set at 1.90. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.

Redburn have made an estimate for The Charles Schwab Corporation shares, keeping their opinion on the stock as Neutral, with their previous recommendation back on June 23, 2022. While these analysts kept the previous recommendation, UBS raised their target price from $68 to $75. The new note on the price target was released on June 21, 2022, representing the official price target for The Charles Schwab Corporation stock. Previously, the target price had yet another drop from $99 to $75, while Goldman kept a Neutral rating on SCHW stock.

The Average True Range (ATR) for The Charles Schwab Corporation is set at 2.21, with the Price to Sales ratio for SCHW stock in the period of the last 12 months amounting to 6.17. The Price to Book ratio for the last quarter was 3.25, with the Price to Cash per share for the same quarter was set at 49.91. Price to Free Cash Flow for SCHW in the course of the last twelve months was 12.68.

Trading performance analysis for SCHW stock

The Charles Schwab Corporation [SCHW] gain into the green zone at the end of the last week, gaining into a positive trend and gaining by 6.93. With this latest performance, SCHW shares dropped by -2.51% in over the last four-week period, additionally sinking by -24.64% over the last 6 months – not to mention a drop of -13.05% in the past year of trading.

Overbought and oversold stocks can be easily traced with the Relative Strength Index (RSI), where an RSI result of over 70 would be overbought, and any rate below 30 would indicate oversold conditions. An RSI rate of 50 would represent a neutral market momentum. The current RSI for SCHW stock in for the last two-week period is set at 47.73, with the RSI for the last a single of trading hit 52.29, and the three-weeks RSI is set at 45.31 for The Charles Schwab Corporation [SCHW]. The present Moving Average for the last 50 days of trading for this stock 66.98, while it was recorded at 63.09 for the last single week of trading, and 79.00 for the last 200 days.

The Charles Schwab Corporation [SCHW]: A deeper dive into fundamental analysis

Operating Margin for any stock indicates how profitable investing would be, and The Charles Schwab Corporation [SCHW] shares currently have an operating margin of +42.67 and a Gross Margin at +88.20. The Charles Schwab Corporation’s Net Margin is presently recorded at +30.82.

Return on Equity for this stock inclined to 10.43, with Return on Assets sitting at 0.96.

The Charles Schwab Corporation [SCHW]: An earnings per share (EPS) analysis

The progress of the company may be observed through the prism of EPS growth rate, while Wall Street analysts are focusing on predicting the 5-year EPS growth rate for SCHW. When it comes to the mentioned value, analysts are expecting to see the 5-year EPS growth rate for The Charles Schwab Corporation go to 22.60%.

An analysis of insider ownership at The Charles Schwab Corporation [SCHW]

There are presently around $102,551 million, or 75.20% of SCHW stock, in the hands of institutional investors. The top three institutional holders of SCHW stocks are: TORONTO DOMINION BANK with ownership of 254,452,826, which is approximately 0.001% of the company’s market cap and around 0.10% of the total institutional ownership; VANGUARD GROUP INC, holding 119,764,493 shares of the stock with an approximate value of $7.72 billion in SCHW stocks shares; and BLACKROCK INC., currently with $6.91 billion in SCHW stock with ownership of nearly 1.689% of the company’s market capitalization.

Positions in The Charles Schwab Corporation stocks held by institutional investors increased at the end of April and at the time of the April reporting period, where 762 institutional holders increased their position in The Charles Schwab Corporation [NYSE:SCHW] by around 92,228,935 shares. Additionally, 692 investors decreased positions by around 85,009,488 shares, while 209 investors held positions by with 1,414,426,157 shares. The mentioned changes placed institutional holdings at 1,591,664,580 shares, according to the latest SEC report filing. SCHW stock had 165 new institutional investments in for a total of 10,149,011 shares, while 93 institutional investors sold positions of 4,702,742 shares during the same period.