For Navient Corporation [NAVI], Analyst sees a rise to $22. What next?



Navient Corporation [NASDAQ: NAVI] surged by $0.08 during the normal trading session on Thursday and reaching a high of $22.59 during the day while it closed the day at $21.98. The company report on January 13, 2022 that Navient announces successful resolution of legal matters with state attorneys general.

Navient (Nasdaq: NAVI), a leading provider of education loan management and business processing solutions, announced today that it has reached agreements with state attorneys general to resolve their previously disclosed multistate litigation and investigations.

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In the agreements, Navient expressly denies violating any law, including consumer-protection laws, or causing borrower harm. Navient also has agreed to maintain servicing practices that support borrower success.

Navient Corporation stock has also gained 0.59% of its value over the past 7 days. However, NAVI stock has inclined by 9.41% in the 3 months of the year. Over the past six months meanwhile, it has gained 10.23% and gained 3.58% year-on date.

The market cap for NAVI stock reached $3.48 billion, with 165.00 million shares outstanding and 149.77 million shares in the current float. Compared to the average trading volume of 1.72M shares, NAVI reached a trading volume of 2840480 in the most recent trading day, which is why market watchdogs consider the stock to be active.

Here’s what leading stock market gurus have to say about Navient Corporation [NAVI]:

Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for NAVI shares is $21.50 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on NAVI stock is a recommendation set at 2.20. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.

Stephens have made an estimate for Navient Corporation shares, keeping their opinion on the stock as Equal-Weight, with their previous recommendation back on January 03, 2022. While these analysts kept the previous recommendation, Seaport Global Securities raised their target price to Neutral. The new note on the price target was released on September 30, 2021, representing the official price target for Navient Corporation stock. Previously, the target price had yet another raise from $19 to $21, while Citigroup kept a Neutral rating on NAVI stock.

The Average True Range (ATR) for Navient Corporation is set at 0.62, with the Price to Sales ratio for NAVI stock in the period of the last 12 months amounting to 1.83. The Price to Book ratio for the last quarter was 1.33, with the Price to Cash per share for the same quarter was set at 6.64. Price to Free Cash Flow for NAVI in the course of the last twelve months was 5.86.

NAVI stock trade performance evaluation

Navient Corporation [NAVI] gain into the green zone at the end of the last week, gaining into a positive trend and gaining by 0.59. With this latest performance, NAVI shares gained by 2.14% in over the last four-week period, additionally plugging by 10.23% over the last 6 months – not to mention a rise of 81.50% in the past year of trading.

Overbought and oversold stocks can be easily traced with the Relative Strength Index (RSI), where an RSI result of over 70 would be overbought, and any rate below 30 would indicate oversold conditions. An RSI rate of 50 would represent a neutral market momentum. The current RSI for NAVI stock in for the last two-week period is set at 58.31, with the RSI for the last a single of trading hit 58.94, and the three-weeks RSI is set at 57.27 for Navient Corporation [NAVI]. The present Moving Average for the last 50 days of trading for this stock 20.78, while it was recorded at 21.93 for the last single week of trading, and 19.73 for the last 200 days.

Navient Corporation [NAVI]: An insightful look at the core fundamentals

Operating Margin for any stock indicates how profitable investing would be, and Navient Corporation [NAVI] shares currently have an operating margin of +75.99 and a Gross Margin at +80.81. Navient Corporation’s Net Margin is presently recorded at +11.15.

Return on Total Capital for NAVI is now 3.12, given the latest momentum, and Return on Invested Capital for the company is 0.54. Return on Equity for this stock inclined to 14.28, with Return on Assets sitting at 0.45. When it comes to the capital structure of this company, Navient Corporation [NAVI] has a Total Debt to Total Equity ratio set at 3,450.27. Additionally, NAVI Total Debt to Total Capital is recorded at 97.18, with Total Debt to Total Assets ending up at 96.03. Long-Term Debt to Equity for the company is recorded at 2,899.30, with the Long-Term Debt to Total Capital now at 81.66.

Reflecting on the efficiency of the workforce at the company, Navient Corporation [NAVI] managed to generate an average of $74,101 per employee. Receivables Turnover for the company is 1.79 with a Total Asset Turnover recorded at a value of 0.04.

Earnings per share (EPS) analysis for Navient Corporation [NAVI] stock

The progress of the company may be observed through the prism of EPS growth rate, while Wall Street analysts are focusing on predicting the 5-year EPS growth rate for NAVI. When it comes to the mentioned value, analysts are expecting to see the 5-year EPS growth rate for Navient Corporation go to 7.42%.

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Navient Corporation [NAVI]: Insider Ownership positions

There are presently around $2,817 million, or 88.50% of NAVI stock, in the hands of institutional investors. The top three institutional holders of NAVI stocks are: BLACKROCK INC. with ownership of 19,077,353, which is approximately -7.92% of the company’s market cap and around 0.10% of the total institutional ownership; VANGUARD GROUP INC, holding 17,175,765 shares of the stock with an approximate value of $376.15 million in NAVI stocks shares; and DIMENSIONAL FUND ADVISORS LP, currently with $286.41 million in NAVI stock with ownership of nearly -1.79% of the company’s market capitalization.

Positions in Navient Corporation stocks held by institutional investors increased at the end of January and at the time of the January reporting period, where 96 institutional holders increased their position in Navient Corporation [NASDAQ:NAVI] by around 5,197,323 shares. Additionally, 160 investors decreased positions by around 24,299,964 shares, while 48 investors held positions by with 99,120,098 shares. The mentioned changes placed institutional holdings at 128,617,385 shares, according to the latest SEC report filing. NAVI stock had 41 new institutional investments in for a total of 1,863,249 shares, while 29 institutional investors sold positions of 2,021,923 shares during the same period.