LendingClub Corporation [LC] Is Currently 11.30 below its 200 Period Moving Avg: What Does This Mean?


LendingClub Corporation [NYSE: LC] jumped around 2.49 points on 1/11/2022, while shares priced at $24.52 at the close of the session, up 11.30%. The company report on January 10, 2022 that LendingClub Schedules Fourth Quarter and Full Year 2021 Earnings Release and Conference Call.

LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America’s leading digital marketplace bank, announced that it will report earnings for the fourth quarter and full year 2021 on Wednesday, January 26, 2022, after market hours.

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LendingClub will host a conference call to discuss the fourth quarter and full year 2021 financial results at 2:00 p.m. Pacific Time (5:00 p.m. Eastern Time) on the same day.

Compared to the average trading volume of 2.83M shares, LC reached a trading volume of 3784855 in the most recent trading day, which is why market watchdogs consider the stock to be active.

What do top market gurus say about LendingClub Corporation [LC]?

Based on careful and fact-backed analyses by Wall Street experts, the current consensus on the target price for LC shares is $43.17 per share. Analysis on target price and performance of stocks is usually carefully studied by market experts, and the current Wall Street consensus on LC stock is a recommendation set at 2.20. This rating represents a strong Buy recommendation, on the scale from 1 to 5, where 5 would mean strong sell, 4 represents Sell, 3 is Hold, and 2 indicates Buy.

Seaport Research Partners have made an estimate for LendingClub Corporation shares, keeping their opinion on the stock as Buy, with their previous recommendation back on January 11, 2022. While these analysts kept the previous recommendation, Wedbush dropped their target price from $50 to $40. The new note on the price target was released on December 22, 2021, representing the official price target for LendingClub Corporation stock. Previously, the target price had yet another raise to $55, while Compass Point analysts kept a Buy rating on LC stock.

The Average True Range (ATR) for LendingClub Corporation is set at 1.81, with the Price to Sales ratio for LC stock in the period of the last 12 months amounting to 3.69. The Price to Book ratio for the last quarter was 3.02, with the Price to Cash per share for the same quarter was set at 8.68. Price to Free Cash Flow for LC in the course of the last twelve months was 17.34.

How has LC stock performed recently?

LendingClub Corporation [LC] fell into the red zone at the end of the last week, falling into a negative trend and dropping by -2.04. With this latest performance, LC shares dropped by -16.17% in over the last four-week period, additionally plugging by 50.52% over the last 6 months – not to mention a rise of 122.50% in the past year of trading.

Overbought and oversold stocks can be easily traced with the Relative Strength Index (RSI), where an RSI result of over 70 would be overbought, and any rate below 30 would indicate oversold conditions. An RSI rate of 50 would represent a neutral market momentum. The current RSI for LC stock in for the last two-week period is set at 42.60, with the RSI for the last a single of trading hit 48.65, and the three-weeks RSI is set at 41.16 for LendingClub Corporation [LC]. The present Moving Average for the last 50 days of trading for this stock 32.70, while it was recorded at 22.85 for the last single week of trading, and 24.64 for the last 200 days.

LendingClub Corporation [LC]: Deeper insight into the fundamentals

Operating Margin for any stock indicates how profitable investing would be, and LendingClub Corporation [LC] shares currently have an operating margin of -3.70 and a Gross Margin at +77.10. LendingClub Corporation’s Net Margin is presently recorded at -36.43.

Return on Total Capital for LC is now -1.51, given the latest momentum, and Return on Invested Capital for the company is -16.04. Return on Equity for this stock declined to -23.09, with Return on Assets sitting at -7.74. When it comes to the capital structure of this company, LendingClub Corporation [LC] has a Total Debt to Total Equity ratio set at 27.55. Additionally, LC Total Debt to Total Capital is recorded at 21.60, with Total Debt to Total Assets ending up at 10.71. Long-Term Debt to Equity for the company is recorded at 24.89, with the Long-Term Debt to Total Capital now at 19.51.

Reflecting on the efficiency of the workforce at the company, LendingClub Corporation [LC] managed to generate an average of -$182,076 per employee. Receivables Turnover for the company is 21.75 with a Total Asset Turnover recorded at a value of 0.21.

Earnings analysis for LendingClub Corporation [LC]

The progress of the company may be observed through the prism of EPS growth rate, while Wall Street analysts are focusing on predicting the 5-year EPS growth rate for LC. When it comes to the mentioned value, analysts are expecting to see the 5-year EPS growth rate for LendingClub Corporation go to -8.60%.

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Insider trade positions for LendingClub Corporation [LC]

There are presently around $1,967 million, or 79.60% of LC stock, in the hands of institutional investors. The top three institutional holders of LC stocks are: VANGUARD GROUP INC with ownership of 8,626,412, which is approximately 24.757% of the company’s market cap and around 1.90% of the total institutional ownership; JACKSON SQUARE PARTNERS, LLC, holding 8,021,089 shares of the stock with an approximate value of $196.68 million in LC stocks shares; and BLACKROCK INC., currently with $175.53 million in LC stock with ownership of nearly -5.646% of the company’s market capitalization.

Positions in LendingClub Corporation stocks held by institutional investors increased at the end of January and at the time of the January reporting period, where 111 institutional holders increased their position in LendingClub Corporation [NYSE:LC] by around 13,889,778 shares. Additionally, 79 investors decreased positions by around 14,143,738 shares, while 25 investors held positions by with 52,196,111 shares. The mentioned changes placed institutional holdings at 80,229,627 shares, according to the latest SEC report filing. LC stock had 55 new institutional investments in for a total of 6,986,131 shares, while 15 institutional investors sold positions of 3,656,004 shares during the same period.